NHIF is one of the critical health schemes within Kenya’s government to ensure her people receive their rights to health service delivery. Increasing use of mobile money transfer services makes paying NHIF via M-Pesa the easiest ways of staying current in making NHIF contributions. The payment is categorized by an individual either as Self-Employed, Students, or Employees and all enjoy ease, speed, and safety while performing NHIF pay.
How to pay your NHIF contributions via M-Pesa: a step-by-step guide.
Step 1: Ensure You Have Registered for NHIF
Before making any payments through M-Pesa, one has to be registered with NHIF. In case one is not yet registered, it is easy to do so by visiting the nearest NHIF office or registering online through the NHIF website. You will be given an NHIF number upon registration, which you will use for payments.
Step 2: Dial 155
With your NHIF number, now make the payment. Open the M-Pesa menu on your phone and dial 155 to get to the M-Pesa payment menu. This is where most of the M-Pesa services begin.
Step 3: Select ‘Pay Bill’
After dialing 155, you will be given options that allow one to select the ‘Pay Bill’ option, which is to pay for various services related to utilities, loans, and governmental-related payments, such as NHIF.
Step 4: Enter NHIF Paybill Number
The next thing that you will do is input the NHIF Paybill number. The Paybill number for NHIF is 200222. It is assigned to NHIF for payments over a mobile network through M-Pesa.
Step 5: Enter Your NHIF Number as the Account Number
You will then be requested to enter your NHIF number as the account number. This is the unique number allocated to you by NHIF at the time of registration. Ensure you correctly capture the NHIF number so that the payment can be credited to your account.
Step 6: Enter the Amount You Wish to Pay
You will then be prompted to enter an amount you want to make payment for. If a member pays monthly, ensure it’s the right amount of his current month’s payment, according to status. The normal rates at which contributions are made differ. To confirm what your usual contribution is, please contact the NHIF.
Step 7: Confirm Payment Details
Before completing the transaction, M-Pesa will display the payment details, including the NHIF number, the amount you’re paying, and the Paybill number. Double-check this information to ensure everything is accurate.
If everything looks good, press ‘OK’ to confirm the payment.
Step 8: Enter Your M-Pesa PIN
At this stage, you will be asked to enter your M-Pesa PIN to authorize the payment. This is the same PIN you use for other M-Pesa transactions like sending money or paying bills.
Step 9: Receive Confirmation
Once the payment is processed, you will receive a confirmation SMS from M-Pesa confirming your payment. You should also receive an SMS from NHIF confirming that your payment has been successfully credited.
Step 10: Keep Your Confirmation Receipt
It’s always a good idea to keep a record of your payment. The SMS confirmation you get is your receipt for the payment, should you need to verify or resolve any issues regarding the transaction.
Additional Tips:
– Frequency of Payment: NHIF contributions are usually paid monthly. Pay on time to avoid any breaks in your coverage.
Check Your Contributions: You can also check your NHIF contributions and status through the NHIF website or their customer service.
Use M-Pesa Safeguards: Always ensure you are paying to the correct Paybill number 200222 to avoid fraud. Also, do not share your M-Pesa PIN or your NHIF details with people.
Why Pay NHIF Using M-Pesa?
– Convenience: M-Pesa gives you the opportunity to pay anytime, anywhere, without necessarily going to a physical location.
– Speed: The transactions are real-time; you actually get an instantaneous confirmation.
– Security: M-Pesa payments are secure and linked to your phone number for easy tracking of your payments.
Conclusion
Paying via M-Pesa is faster, easier, and a very secure way of keeping your health insurance in Kenya up to date. You definitely will have no problem paying your dues with the steps highlighted above. Make your payments without much hustle to have peace of mind when it comes to your health. Keep in good books concerning NHIF payments to have your family and you well covered when need be for such services at relatively cheaper costs.
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